Maryland Worker's Compensation Protects Injured Workers
Workers' Compensation, also referred to as “Workmans' Compensation” or “Workers' Comp,” is a system of laws designed to protect injured workers. The goal is to ensure that a worker injured on the job receives adequate and appropriate medical care, compensation for lost wages pertaining to the on-the-job injury, and any necessary retraining and rehabilitation that will enable the employee to return to the job. In worst case scenarios, when a worker is killed on the job, members of his or her family are ordinarily eligible for benefits.
Often an employee is unaware of how the compensation system works or what benefits he or she may be eligible for. Or even worse, an employer—who typically is very aware of how the system works—may deny or refuse benefits to the employee, terminate the benefits prematurely, tell the employee to return to work before they are medically able, or deny the employee extended or permanent disability benefits despite a significantly disabling injury. That’s where we come in.
When you feel that your rights as a worker are being violated or unfairly skewed in favor of your employer, you need a competent attorney versed in Worker’s Compensation laws to sort through all the red tape and administrative procedures—one who will represent you aggressively and get you the benefits that you are entitled to. Typically we know the administrative judges or hearing officers who preside over comp hearings; we may also know the specific doctors and defense lawyers who are trying to block your claim. By using a lawyer who knows intimately how the system works, you help ensure that you get the benefits that you deserve, and perhaps go for a maximum pay-off to settle your claim.
Let us help you with the following aspects of your Worker’s Compensation claim, among others:
- Knowing your rights—the Injured Worker’s Bill of Rights
- Workers' Compensation as the “Exclusive Remedy”
- The Workers' Compensation Lien (how to protect yourself against a claim against your damages)
- Getting the care you need to recover and the compensation to pay for it
- Reflex Sympathetic Dystrophy—What is it?
- Carpal Tunnel—the long, dark tunnel of recovery and fair treatment
- Impact of injuries
- Loss of dignity
- Stress-related injuries
In Maryland, the Workers' Compensation system is compulsory, meaning that employers are required to provide workers' compensation insurance for their employees, either via a private insurance carrier, a competitive state fund, or the employer’s own insurance company. Benefits may be in the form of temporary total disability (TTD), permanent total disability, or permanent partial disability. In the event of death, the worker’s spouse or family is entitled to receive death benefits. We can review these different types of benefits with you and make sure you get exactly what you’re entitled to. And our fees are limited by specific statutes.
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